Insurance and Flood Re
Checked 23 Oct 2026
How Flood Re works, which homes it covers, and how Build Back Better can pay for flood resilience after a claim. Facts only: we don't recommend insurers.
Guides
- What is Flood Re and how does it affect your home insurance?Flood Re in plain English: what it is, how insurers use it, which UK homes qualify (built before 2009), what it means for your premium and excess, and what happens when it ends in 2039.
- Build Back Better: getting PFR paid for after a flood claimHow Flood Re's Build Back Better can pay up to £10,000 towards flood protection when your home is repaired after a claim, which insurers offer it, and how to ask.
What Flood Re is
Editor: write this section from the sources in the front matter.
Which homes it covers
Editor: write this section from the sources in the front matter.
Build Back Better
Editor: write this section from the sources in the front matter.
Sources
- What Flood Re is (Flood Re), checked 23 Oct 2026
- Flood Re eligibility criteria (Flood Re), checked 23 Oct 2026
- Flood Re Build Back Better (Flood Re), checked 23 Oct 2026